All I want for Christmas is to be debt free
For the past several years my husband and I have made the choice to
take a huge salary cut in order to allow me to stay at home to raise
our kids five days out of seven. To say that we pinch pennies would be
an understatement. Living is expensive. Doing it in Silicon Valley on
1.4 salaries is down right crazy.
With me in school, again, one child in preschool, and swim lessons for both the kids, we live and breath the balancing act of spending money.
As Christmas creeps up, a knot the size of a mango implants itself deep within my gut. We have many, many family members. And gifts are a must. Christmastime presents a huge financial challenge for us, as it does many American families. You see, I refuse to go into debt over one holiday. I will not spend money that we don't have
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